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News Letter:

Watch Out - Iceberg Costs Ahead

There’s a concept known as the Iceberg Cost, which gets its name from an iceberg, where the total cost of something...
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What did Budget 2022 deliver?

Details of the 2022 Budget were announced earlier this afternoon (12th October 2021) in Dàil Eireann by the Minister for Finance, Paschal Donohoe.
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Why it’s important to take notice

I was recently contacted by an individual who’s mortgage fixed rate was due for renewal. She was coming off a 3-year fixed at the end of October, and her lender sent out options and she wanted to run them by someone.
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ESPP – Why they’re a Great Investment

Employee Share Purchase Plans (ESPP) can be a terrific way of accelerating your savings and achieving returns.....
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Bridging the income gap for early retirees

Over the past 6 months, I’ve had many meetings with people where their opening line began as, I want to retire earlier than planned, how can I make that happen?
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Family Planning = Financial Planning

Someone asked me recently, did I know what the cost of raising a newborn baby was in the first year. I didn’t know the answer, but I promised I’d find out for them.....
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What to do with a pay raise (Part 2)

In Tuesday’s article, we focused a little bit on the future, but now I want to look at what you should do with a pay rise if you are currently in debt and or your savings are low.
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What to do with a pay raise (Part 1)

I’ve just received a promotion and my salary has increased, and I was wondering how much of the raise, can I spend and how much should I save?
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I earned more interest in 1 day than I did in 1 year

In a moment I’m going to tell you about a gentleman who earned more interest in one day than he did in one year by being proactive with his money and by getting good advice......
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Questions & Answers (August 2021)

Liam, I have a mortgage with Ulster Bank on my primary residence and the interest rate they’re charging me is 5.09%...
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