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How to hit that savings sweet spot

In some sports you might hear a reference to hitting the sweet spot and that term is used when for example a tennis ball hits the perfect spot on the racket, or when a golf ball impacts the club at a point where it produces the best possible shot.
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The 1% rule – budgeting for annual home improvements

Whenever I ask people to record for me what they typically spend their money on each month i.e. a monthly budget....
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How Emotions Drive Bad Financial Decisions (And How Your Money Multiple Can Overcome Them)

There are many reasons put forward by people when I speak to them about their finances and ask them to explain...
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Beware of Tech Support Scams

Our home phone rang at 8am last Saturday morning, and I immediately thought there was something wrong.
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The Number 1 Reason Why Life Insurance Companies Reject Claims

It’s a nightmare scenario on so many levels when a loved one dies, but to make matters even worse, an insurance company then refuses to pay out on a life policy the deceased person had, leaving their family in financial turmoil.
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Sweat the small stuff

Released in 1997, Don’t sweat the small stuff…………and it’s all small stuff, by Richard Carlson, has become one of those iconic books that people who haven’t even read, know about, and can quote the title.
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Your health is your wealth.

A client of mine told me last week how his GP described what he was doing to himself was akin to being, a functioning alcoholic – you know what you are doing is bad for you, but you do it anyway.
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10 Great Personal Finance Books

I love to read, in fact I devour books. And you won’t be surprised to discover the type of books I mostly read have got to do with financial matters. I try to read a book every two weeks and if I’m not reading, I’m listening....
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The Core 4

In his excellent book, Unshakeable, Tony Robbins has a chapter named The Core Four, and in it he outlines what.....
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Re-Structuring your mortgage means re-structuring your life policy as well.

The number of mortgages in arrears, thankfully continues to decline, and one of the reasons for this, are the number of mortgages which have been re-structured.
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