Welcome to my-money.ie, your gateway to the following information and services:
The my-money website is operated by Harmonics Money Limited, a company registered in Ireland under company registration number 515503 and having its registered office at 21 Newtown Mews, Annacotty, Co. Limerick, Ireland.
By registering, you certify that all information you provide in the registration is accurate. Employees may only maintain one active registration. In other words, it's one registration per person. By accepting this agreement, you certify that you have no other registration with my-money.ie
You must have a valid email registered with us at all times. If an email that we send to you should bounce for some reason, your account may be temporarily suspended until you contact us with a verifiable address.
Accessing our site
Access to our site will be permitted on the approval of Your Employer, and we reserve the right to withdraw or amend the service we provide on our site, on their instruction without notice. We will not be liable if for any reason our site is unavailable at any time or for any period.
From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us.
In this section, 'Content' means any information, mode of expression, or other material and services found on my-money.ie. This includes question, answer, review, comment, tip or other piece of user-generated content, as well as software, our writings, graphics and any and all other features that may be found on the site.
Our Content is intended for individual, personal use only. Accordingly, you may make one copy of our content for your personal, non-commercial use, provided that any material copied remains intact and includes the following notice: "Copyright 2013 Harmonics Money Ltd." Any other copying, distribution, storing or transmission of any kind, or any sort of commercial use of our content, is strictly prohibited without our prior written permission.
The information provided on my-money.ie is for general information purposes only. It is not, and should not be construed as, financial or other professional advice. You should not rely on the information you find here to inform your decisions; rather, use it as a starting point for doing your own independent research.
In the material we make available on our site, we rely on a wide variety of sources and other websites. We believe these sources of data to be generally accurate and reliable, but sometimes they may not be. Harmonics Money Ltd. makes no claims or representations as to the accuracy, completeness, or truth of any material contained on our site. Nor is Harmonics Money Ltd. liable for any errors or delays in the content or transmission of the data on our site.
My-money.ie are champions of active and open debate. All that we ask is that it's done in a lawful and civil manner – be it in the asking or answering a question on Q and A or using any other interactive feature on our site.
Accordingly, you agree to use my-money.ie for lawful purposes only. You may not use, or allow others to use, your my-money.ie membership to:
We reserve the right to monitor any information transmitted or received through our service. Harmonics Money Ltd, at our sole discretion and without prior notice, may at any time review, remove, or otherwise block any question or terminate your membership for violating the above provisions.
You are responsible for all statements made and acts that occur through the use of your membership and password. You must not disclose your password to anyone. If your password has been stolen, you must let us know immediately.
Disclaimer of warranties and liability
Harmonics Money Ltd cannot and does not warrant the completeness or accuracy of the news, information, or other content found on our site, or its usefulness for any particular purpose.
You agree that Harmonics Money Ltd and Your Employer shall not be liable for any decision made or action taken by you or others based upon reliance on news, information, or any material published at my-money.ie.
All information provided on my-money.ie is to be used on an 'as is, with all faults' basis. We make no promises that our content or the service itself will be delivered to you uninterrupted, secure, error-free or delivered in a timely manner.
Now what does all this mean? It means that you agree that under no circumstances shall Harmonics Money Ltd and Your Employer be liable for any direct, indirect, incidental or any other type of loss or injury resulting from your use, or downloading of any content on the my-money.ie site. This includes, but is not limited to, loss or injury caused by contingencies beyond our control in creating or delivering any portion of my-money.ie. Nothing herein excludes or limits my-money.ie’s liability for death or personal injury caused by its proven negligence, or excludes or limits our duties or any liability under any applicable law.
Harmonics Money Ltd and Your Employer will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this site or to your downloading of any material posted on it, or on any website linked to it.
Provide accurate information
You, the end user, agree to provide true, accurate, current and complete information about yourself if and when you ask a question on the my-money.ie website and you agree to not misrepresent your identity or your information. You agree to keep your information up to date and accurate.
You are permitted to use content delivered to you through the service only on the service. You may not copy, reproduce, distribute, or create derivative works from this content. Further, you agree not to reverse engineer or reverse compile any of the service technology.
Disclaimer of warranties
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
YOUR USE OF THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. HARMONICS MONEY LTD AND YOUR EMPLOYER EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND AS TO THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF QUALITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM MY-MONEY.IE THROUGH OR FROM THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
Limitation of liability
YOU AGREE THAT HARMONICS MONEY LTD AND YOUR EMPLOYER NOR ANY OF ITS AFFILIATES, ACCOUNT PROVIDERS OR ANY OF THEIR AFFILIATES WILL BE LIABLE FOR ANY HARMS, WHICH LAWYERS AND COURTS OFTEN CALL DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF HARMONICS MONEY LTD AND YOUR EMPLOYER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) ANY BREACH OF THE SERVICE’S SECURITY MEASURES (ii) THE COST OF GETTING SUBSTITUTE GOODS AND SERVICES, (iii) ANY PRODUCTS, DATA, INFORMATION OR SERVICES OBTAINED OR MESSAGES RECEIVED, THROUGH OR FROM THE SERVICE; (iv) UNAUTHORISED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (v) STATEMENTS OR CONDUCT OF ANYONE ON THE SERVICE; (vi) THE USE, INABILITY TO USE, UNAUTHORISED USE, PERFORMANCE OR NON-PERFORMANCE OF ANY THIRD PARTY ACCOUNT PROVIDER SITE, EVEN IF THE PROVIDER HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES; OR (vii) ANY OTHER MATTER RELATING TO THE SERVICE.
You agree to protect and fully compensate Harmonics Money Ltd and Your Employer and its affiliates from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable legal fees) caused by or arising from your use of the service, your violation of these terms or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone.
Watching out for your money
For the purposes of the Data Protection Act 1998, Harmonics Money Limited, a company registered in Ireland under company registration number: 515503 and having its registered office at 21 Newtown Mews, Annacotty, Co. Limerick is the data controller in relation to the personal data you disclose at my-money.ie.
Your money, your decision
The information provided on my-money.ie is for general information purposes only. It is not, and should not be construed as, financial or other professional advice. We strongly caution you not to solely rely on the information you find here to inform your decisions; rather, use it as a starting point for doing your own independent research.
Exclusion of liabilities
My-money.ie does not guarantee the accuracy, veracity, or completeness of any information provided on our site, and we will not be responsible for any errors or omissions in articles or postings, or for links embedded in messages. My-money.ie will not be liable for any loss or damage caused by a reader's reliance on information obtained in our area, or in a hyperlinked area. Nothing in this disclaimer excludes or limits my-money.ie’s liability for death or personal injury caused by its proven negligence, or excludes or limits our duties or any liability under any applicable law.
Terms of service violations
Please notify us immediately if you have been harassed in any manner or you feel that anything is in violation of the terms and conditions of our service.
Data and analysis
In the material we make available on our site, we rely on a wide variety of sources and other websites. We believe these sources of data to be accurate and reliable, but sometimes they may not be. My-money.ie makes no claims or representations as to the accuracy, completeness, or truth of any material contained on our site.