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News Letter:

Is free advice, the most expensive you can get?

There are many reasons you may look for financial advice, house purchase, planning for retirement, a lump sum investment etc. and you want to make the right decision, so finding an adviser who will help, and is the right fit for you is important.
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How to lower your interest rate without moving lenders

Despite some banks offering cash back incentives and lowering rates to lure mortgage holders into moving their...
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Drive away from car repayments using the half rule

There was an excellent report released by the insurer Aviva, called Family Finances.
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You don’t know what you don’t know.

I met a gentleman last week who told me he was great at making financial decisions, the only problem was that they were always terrible.
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How to hit that savings sweet spot

In some sports you might hear a reference to hitting the sweet spot and that term is used when for example a tennis ball hits the perfect spot on the racket, or when a golf ball impacts the club at a point where it produces the best possible shot.
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The 1% rule – budgeting for annual home improvements

Whenever I ask people to record for me what they typically spend their money on each month i.e. a monthly budget....
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How Emotions Drive Bad Financial Decisions (And How Your Money Multiple Can Overcome Them)

There are many reasons put forward by people when I speak to them about their finances and ask them to explain...
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Beware of Tech Support Scams

Our home phone rang at 8am last Saturday morning, and I immediately thought there was something wrong.
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The Number 1 Reason Why Life Insurance Companies Reject Claims

It’s a nightmare scenario on so many levels when a loved one dies, but to make matters even worse, an insurance company then refuses to pay out on a life policy the deceased person had, leaving their family in financial turmoil.
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Sweat the small stuff

Released in 1997, Don’t sweat the small stuff…………and it’s all small stuff, by Richard Carlson, has become one of those iconic books that people who haven’t even read, know about, and can quote the title.
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